FMS Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $348M | $315M | $253M | $31M | $-103K | -0.12% | -1.33% | 5.34% | 1.00% |
| Q4 2025 | $339M | $305M | $256M | $31M | $-675K | 0.46% | 4.89% | 5.64% | 1.19% |
| Q3 2025 | $339M | $305M | $253M | $32M | $536K | 0.90% | 9.44% | 5.65% | 0.99% |
| Q2 2025 | $317M | $278M | $244M | $31M | $925K | 1.04% | 10.81% | 5.61% | 0.67% |
| Q1 2025 | $318M | $286M | $229M | $31M | $730K | 0.91% | 9.58% | 5.51% | 0.66% |
| Q4 2024 | $323M | $291M | $230M | $30M | $947K | 1.64% | 16.88% | 5.55% | 1.57% |
| Q3 2024 | $309M | $276M | $223M | $31M | $1M | 1.80% | 18.31% | 5.55% | 1.56% |
| Q2 2024 | $287M | $256M | $218M | $30M | $1M | 1.74% | 17.80% | 5.53% | 0.92% |
| Q1 2024 | $306M | $260M | $219M | $29M | $1M | 1.85% | 19.55% | 5.37% | 1.16% |
| Q4 2023 | $293M | $245M | $220M | $28M | $794K | 2.16% | 22.41% | 5.85% | 0.78% |
| Q3 2023 | $281M | $227M | $218M | $27M | $2M | 2.54% | 26.23% | 5.87% | 0.77% |
| Q2 2023 | $270M | $223M | $201M | $27M | $2M | 2.63% | 26.95% | 5.88% | 0.64% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.