Flanagan State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $313M | $290M | $182M | $20M | $171K | 0.22% | 3.40% | 3.32% | 0.15% |
| Q4 2025 | $312M | $277M | $193M | $20M | $746K | 0.63% | 11.45% | 3.31% | 0.17% |
| Q3 2025 | $310M | $276M | $188M | $19M | $438K | 0.51% | 9.79% | 3.26% | 0.65% |
| Q2 2025 | $308M | $274M | $187M | $16M | $716K | 0.49% | 9.83% | 3.22% | 0.84% |
| Q1 2025 | $303M | $280M | $174M | $15M | $17K | 0.02% | 0.47% | 3.13% | 0.94% |
| Q4 2024 | $295M | $264M | $174M | $14M | $252K | 0.32% | 6.60% | 2.85% | 0.39% |
| Q3 2024 | $297M | $253M | $171M | $16M | $-66K | 0.31% | 6.38% | 2.82% | 0.59% |
| Q2 2024 | $293M | $256M | $164M | $13M | $503K | 0.51% | 11.14% | 2.85% | 0.63% |
| Q1 2024 | $282M | $260M | $152M | $13M | $228K | 0.32% | 6.94% | 2.89% | 1.16% |
| Q4 2023 | $281M | $255M | $145M | $13M | $-42K | 0.07% | 1.56% | 2.95% | 0.40% |
| Q3 2023 | $274M | $247M | $143M | $9M | $-35K | 0.11% | 2.66% | 3.00% | 0.67% |
| Q2 2023 | $267M | $241M | $135M | $12M | $442K | 0.19% | 4.36% | 3.06% | 0.60% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.