Five Star Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.0B | $4.5B | $4.2B | $512M | $20M | 1.64% | 15.85% | 3.85% | 0.07% |
| Q4 2025 | $4.8B | $4.2B | $4.0B | $501M | $19M | 1.52% | 14.16% | 3.71% | 0.08% |
| Q3 2025 | $4.6B | $4.1B | $3.8B | $486M | $18M | 1.48% | 13.71% | 3.66% | 0.05% |
| Q2 2025 | $4.4B | $3.9B | $3.7B | $473M | $16M | 1.44% | 13.14% | 3.61% | 0.06% |
| Q1 2025 | $4.2B | $3.7B | $3.6B | $462M | $14M | 1.39% | 12.59% | 3.55% | 0.05% |
| Q4 2024 | $4.1B | $3.6B | $3.5B | $456M | $15M | 1.36% | 12.44% | 3.51% | 0.05% |
| Q3 2024 | $3.9B | $3.4B | $3.4B | $448M | $12M | 1.32% | 12.17% | 3.46% | 0.05% |
| Q2 2024 | $3.6B | $3.2B | $3.2B | $441M | $12M | 1.35% | 12.63% | 3.44% | 0.06% |
| Q1 2024 | $3.5B | $3.0B | $3.1B | $352M | $12M | 1.35% | 13.63% | 3.33% | 0.06% |
| Q4 2023 | $3.6B | $3.0B | $3.1B | $347M | $12M | 1.54% | 15.91% | 3.53% | 0.06% |
| Q3 2023 | $3.5B | $3.0B | $3.0B | $334M | $12M | 1.61% | 16.63% | 3.61% | 0.07% |
| Q2 2023 | $3.4B | $2.9B | $2.9B | $331M | $14M | 1.70% | 17.53% | 3.69% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.