Five Points Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.1B | $1.9B | $1.3B | $160M | $8M | 1.50% | 20.29% | 3.00% | 0.02% |
| Q4 2025 | $2.1B | $2.0B | $1.3B | $155M | $7M | 1.47% | 21.63% | 2.91% | 0.00% |
| Q3 2025 | $2.1B | $1.9B | $1.3B | $149M | $8M | 1.53% | 22.99% | 2.85% | 0.00% |
| Q2 2025 | $2.1B | $1.9B | $1.2B | $140M | $9M | 1.56% | 23.94% | 2.80% | 0.02% |
| Q1 2025 | $2.1B | $1.9B | $1.2B | $138M | $7M | 1.38% | 21.47% | 2.69% | 0.72% |
| Q4 2024 | $2.1B | $1.9B | $1.2B | $131M | $5M | 1.01% | 16.39% | 2.48% | 0.06% |
| Q3 2024 | $2.0B | $1.8B | $1.2B | $132M | $5M | 1.00% | 16.38% | 2.42% | 0.05% |
| Q2 2024 | $2.0B | $1.8B | $1.2B | $125M | $5M | 1.00% | 16.82% | 2.38% | 0.06% |
| Q1 2024 | $2.0B | $1.8B | $1.2B | $121M | $5M | 0.95% | 16.10% | 2.32% | 0.07% |
| Q4 2023 | $2.1B | $1.8B | $1.1B | $120M | $5M | 1.17% | 20.70% | 2.56% | 0.01% |
| Q3 2023 | $2.0B | $1.7B | $1.1B | $113M | $5M | 1.22% | 21.87% | 2.60% | 0.01% |
| Q2 2023 | $1.9B | $1.7B | $1.1B | $114M | $6M | 1.30% | 23.43% | 2.67% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.