First Summit Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $34M | $30M | $18M | $5M | $90K | 1.04% | 7.76% | 4.73% | 5.15% |
| Q4 2025 | $35M | $30M | $18M | $5M | $-30K | 0.94% | 6.78% | 4.98% | 3.81% |
| Q3 2025 | $32M | $28M | $17M | $5M | $147K | 1.41% | 10.00% | 5.40% | 0.00% |
| Q2 2025 | $32M | $28M | $17M | $4M | $50K | 1.19% | 8.50% | 5.46% | 0.00% |
| Q1 2025 | $31M | $27M | $17M | $4M | $137K | 1.76% | 12.57% | 5.54% | 0.00% |
| Q4 2024 | $31M | $27M | $18M | $4M | $71K | 0.64% | 4.43% | 5.88% | 0.90% |
| Q3 2024 | $30M | $25M | $18M | $4M | $77K | 0.53% | 3.66% | 5.91% | 0.12% |
| Q2 2024 | $28M | $24M | $17M | $4M | $8K | 0.26% | 1.79% | 5.92% | 0.24% |
| Q1 2024 | $28M | $24M | $17M | $4M | $29K | 0.41% | 2.82% | 5.94% | 0.13% |
| Q4 2023 | $28M | $24M | $18M | $4M | $37K | 0.77% | 5.32% | 5.67% | 0.12% |
| Q3 2023 | $27M | $23M | $17M | $4M | $62K | 0.85% | 5.89% | 5.65% | 0.13% |
| Q2 2023 | $28M | $24M | $18M | $4M | $45K | 0.82% | 5.77% | 5.57% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.