First State Bank of Middlebury
First State Bank of Middlebury quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $812M | $651M | $631M | $93M | $3M | 1.56% | 13.56% | 4.22% | 1.62% |
| Q4 2025 | $813M | $654M | $632M | $94M | $1M | 1.30% | 12.02% | 4.24% | 1.70% |
| Q3 2025 | $817M | $660M | $631M | $92M | $3M | 1.49% | 14.05% | 4.17% | 0.38% |
| Q2 2025 | $811M | $672M | $628M | $86M | $3M | 1.42% | 13.61% | 4.12% | 0.29% |
| Q1 2025 | $801M | $655M | $614M | $84M | $3M | 1.33% | 12.90% | 3.95% | 0.28% |
| Q4 2024 | $788M | $623M | $605M | $81M | $3M | 1.42% | 14.33% | 3.84% | 0.13% |
| Q3 2024 | $798M | $633M | $600M | $83M | $3M | 1.40% | 14.25% | 3.79% | 0.20% |
| Q2 2024 | $783M | $613M | $593M | $77M | $3M | 1.39% | 14.41% | 3.75% | 0.11% |
| Q1 2024 | $773M | $616M | $583M | $75M | $3M | 1.37% | 14.38% | 3.73% | 0.20% |
| Q4 2023 | $781M | $607M | $578M | $73M | $2M | 1.24% | 13.85% | 3.88% | 0.24% |
| Q3 2023 | $753M | $613M | $554M | $63M | $2M | 1.29% | 14.52% | 3.95% | 0.35% |
| Q2 2023 | $756M | $613M | $545M | $68M | $2M | 1.30% | 14.42% | 4.00% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.