First State Bank of Michigan
Headquartered in Decatur, MI. Part of Gtsb Financial, Inc. FDIC certificate #12893 · Federal Reserve RSSD 654047.
Total assets
$83M
Deposits
$67M
Q1 2026
Active branches
2
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$-277K
Return on assets
-1.35%
Return on equity
-7.23%
Noncurrent loan rate
1.09%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Openings by year
12026
Other network changes since 2020
- July 30, 2025: legal name changed from “First State Bank of Decatur” to “First State Bank of Michigan”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsbdecatur.com.