First State Bank and Trust
Headquartered in Monticello, IL. Part of First State Bancorp of Monticello, Inc. Employee Stock Ownership Plan. FDIC certificate #16332 · Federal Reserve RSSD 899642.
Total assets
$507M
Deposits
$459M
Q1 2026
Active branches
10
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.64%
Return on equity
19.07%
Noncurrent loan rate
0.39%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 4 branches acquired through purchases or mergers
- April 1, 2023: legal name changed from “First State Bank” to “First State Bank and Trust”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsbcorp.com.