First State Bank and Trust
Headquartered in Bayport, MN. Part of Universal Financial Services, Inc. FDIC certificate #10159 · Federal Reserve RSSD 144856.
Total assets
$471M
Deposits
$429M
Q1 2026
Active branches
4
Closings since Jan 2020
4
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.61%
Return on equity
19.65%
Noncurrent loan rate
0.00%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12020
12021
12023
12024
Openings by year
12021
Branches by state
Recent closings
- 441 STAGELINE RD · closed July 23, 2024
- First State Bank and Trust — Stillwater, MNbank exits city125 NEW ENGLAND PL · closed July 31, 2023
- 219 2ND STREET SOUTH · closed October 7, 2021
- 240 EAST AVENUE · closed December 15, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsbt.com.