First State Bank
Headquartered in Winchester, OH. Part of First State Bancorp, Inc. FDIC certificate #9437 · Federal Reserve RSSD 294023.
Total assets
$1.2B
Deposits
$1.1B
Q1 2026
Active branches
18
Closings since Jan 2020
4
5 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$3M
Return on assets
1.15%
Return on equity
13.21%
Noncurrent loan rate
0.44%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12022
12023
12024
12026
Openings by year
12021
12022
22024
12026
Other network changes since 2020
- 4 branches acquired through purchases or mergers
Branches by state
Recent closings
- First State Bank — Ashland, KYbank exits city1627 GREENUP AVE STE 209 · closed February 1, 2026
- 1110 GAY ST · closed March 12, 2024
- First State Bank — Cincinnati, OHbank exits city4901 VINE ST · closed December 29, 2023
- 94 COMMERCE DRIVE · closed January 1, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsb4me.com.