First State Bank
Headquartered in Shallowater, TX. Part of South Texas Bancshares, Inc. FDIC certificate #18301 · Federal Reserve RSSD 524766.
Total assets
$157M
Deposits
$129M
Q1 2026
Active branches
5
Closings since Jan 2020
0
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$447K
Return on assets
1.18%
Return on equity
6.79%
Noncurrent loan rate
0.09%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Openings by year
12021
12025
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsbshallowater.com.