First Southern State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $884M | $800M | $492M | $78M | $3M | 1.41% | 16.01% | 3.72% | 0.03% |
| Q4 2025 | $877M | $795M | $480M | $77M | $3M | 1.24% | 15.53% | 3.50% | 0.07% |
| Q3 2025 | $861M | $781M | $472M | $73M | $3M | 1.20% | 15.49% | 3.45% | 0.08% |
| Q2 2025 | $855M | $782M | $469M | $66M | $3M | 1.09% | 14.42% | 3.38% | 0.17% |
| Q1 2025 | $837M | $766M | $461M | $64M | $2M | 0.98% | 13.15% | 3.26% | 0.12% |
| Q4 2024 | $822M | $758M | $455M | $59M | $2M | 1.12% | 15.76% | 3.22% | 0.21% |
| Q3 2024 | $821M | $749M | $456M | $65M | $2M | 1.19% | 16.79% | 3.22% | 0.21% |
| Q2 2024 | $807M | $745M | $449M | $56M | $3M | 1.25% | 18.36% | 3.23% | 0.05% |
| Q1 2024 | $788M | $730M | $445M | $53M | $2M | 1.03% | 15.20% | 3.23% | 0.08% |
| Q4 2023 | $783M | $725M | $442M | $54M | $2M | 1.17% | 19.23% | 3.37% | 0.12% |
| Q3 2023 | $766M | $719M | $429M | $42M | $2M | 1.17% | 19.88% | 3.37% | 0.05% |
| Q2 2023 | $772M | $721M | $425M | $47M | $2M | 1.19% | 19.54% | 3.34% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.