First Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $309M | $264M | $151M | $31M | $1M | 1.90% | 18.77% | 4.70% | 0.02% |
| Q4 2025 | $295M | $250M | $154M | $31M | $1M | 1.83% | 18.95% | 4.60% | 0.05% |
| Q3 2025 | $285M | $241M | $150M | $30M | $2M | 1.83% | 19.30% | 4.57% | 0.67% |
| Q2 2025 | $331M | $302M | $147M | $28M | $1M | 1.68% | 18.39% | 4.45% | 0.72% |
| Q1 2025 | $278M | $251M | $145M | $27M | $1M | 1.71% | 17.91% | 4.62% | 0.85% |
| Q4 2024 | $270M | $244M | $148M | $26M | $1M | 1.79% | 18.71% | 4.77% | 0.73% |
| Q3 2024 | $255M | $228M | $145M | $27M | $1M | 1.72% | 17.93% | 4.83% | 0.74% |
| Q2 2024 | $258M | $233M | $146M | $24M | $1M | 1.62% | 17.34% | 4.81% | 0.08% |
| Q1 2024 | $252M | $228M | $141M | $23M | $994K | 1.59% | 17.00% | 4.81% | 0.03% |
| Q4 2023 | $248M | $224M | $138M | $23M | $922K | 1.47% | 17.54% | 4.42% | 0.13% |
| Q3 2023 | $251M | $231M | $135M | $20M | $907K | 1.47% | 18.04% | 4.38% | 0.43% |
| Q2 2023 | $264M | $243M | $137M | $21M | $975K | 1.49% | 18.11% | 4.32% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.