First Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $685M | $582M | $462M | $61M | $-7691K | -4.34% | -47.61% | 3.40% | 7.38% |
| Q4 2025 | $732M | $621M | $499M | $68M | $-219K | 0.01% | 0.14% | 3.63% | 5.94% |
| Q3 2025 | $678M | $568M | $511M | $67M | $143K | 0.06% | 0.63% | 3.64% | 6.34% |
| Q2 2025 | $652M | $542M | $522M | $67M | $-332K | 0.05% | 0.52% | 3.57% | 5.73% |
| Q1 2025 | $648M | $539M | $534M | $67M | $505K | 0.30% | 3.03% | 3.22% | 5.85% |
| Q4 2024 | $679M | $570M | $544M | $66M | $2M | 1.20% | 12.27% | 3.96% | 3.02% |
| Q3 2024 | $638M | $530M | $539M | $65M | $2M | 1.27% | 12.96% | 4.06% | 0.33% |
| Q2 2024 | $628M | $523M | $530M | $63M | $2M | 1.20% | 12.41% | 3.99% | 0.34% |
| Q1 2024 | $613M | $534M | $522M | $61M | $2M | 1.29% | 13.47% | 4.01% | 0.21% |
| Q4 2023 | $641M | $564M | $504M | $59M | $2M | 1.28% | 14.37% | 3.77% | 0.00% |
| Q3 2023 | $589M | $515M | $499M | $56M | $2M | 1.23% | 13.98% | 3.76% | 0.19% |
| Q2 2023 | $588M | $513M | $492M | $55M | $2M | 1.27% | 14.77% | 3.73% | 0.19% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.