First Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $906M | $663M | $111M | $3M | 1.17% | 10.80% | 3.89% | 2.82% |
| Q4 2025 | $1.0B | $899M | $667M | $115M | $4M | 1.51% | 14.84% | 3.91% | 0.82% |
| Q3 2025 | $1.0B | $872M | $652M | $109M | $4M | 1.44% | 14.43% | 3.84% | 1.04% |
| Q2 2025 | $1.0B | $884M | $650M | $101M | $4M | 1.38% | 14.12% | 3.75% | 1.84% |
| Q1 2025 | $1.0B | $900M | $645M | $102M | $3M | 1.28% | 12.99% | 3.70% | 2.72% |
| Q4 2024 | $1.0B | $910M | $662M | $101M | $4M | 1.30% | 13.64% | 3.48% | 1.59% |
| Q3 2024 | $1.1B | $936M | $658M | $104M | $3M | 1.25% | 13.22% | 3.43% | 1.56% |
| Q2 2024 | $1.0B | $889M | $649M | $95M | $3M | 1.22% | 12.95% | 3.46% | 1.74% |
| Q1 2024 | $1.0B | $884M | $655M | $93M | $3M | 1.14% | 12.10% | 3.44% | 1.63% |
| Q4 2023 | $1.0B | $895M | $662M | $97M | $3M | 1.24% | 13.97% | 3.44% | 1.71% |
| Q3 2023 | $1.0B | $881M | $644M | $87M | $3M | 1.22% | 13.99% | 3.42% | 1.70% |
| Q2 2023 | $1.0B | $859M | $638M | $88M | $3M | 1.23% | 13.99% | 3.44% | 1.71% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.