First National Bank of Waterloo
Headquartered in Waterloo, IL. Part of First Waterloo Bancshares, Inc. FDIC certificate #3842 · Federal Reserve RSSD 145545.
Total assets
$929M
Deposits
$780M
Q2 2026
Active branches
16
Closings since Jan 2020
1
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$2M
Return on assets
0.96%
Return on equity
10.05%
Noncurrent loan rate
1.33%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
12021
Openings by year
12021
Other network changes since 2020
- 2 branch relocations
- 5 branches acquired through purchases or mergers
Branches by state
Recent closings
- 907 EAST US 50 · closed May 31, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fnbwaterloo.bank.