First National Bank of Giddings
First National Bank of Giddings quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $357M | $317M | $253M | $33M | $1M | 1.36% | 14.84% | 3.46% | 2.07% |
| Q4 2025 | $357M | $314M | $252M | $33M | $729K | 1.12% | 13.29% | 3.39% | 2.20% |
| Q3 2025 | $357M | $307M | $248M | $31M | $1M | 1.22% | 14.83% | 3.34% | 1.90% |
| Q2 2025 | $346M | $301M | $247M | $28M | $976K | 1.14% | 14.09% | 3.25% | 1.94% |
| Q1 2025 | $337M | $305M | $238M | $28M | $947K | 1.13% | 14.15% | 3.27% | 0.69% |
| Q4 2024 | $332M | $292M | $235M | $26M | $993K | 0.97% | 12.02% | 2.96% | 0.69% |
| Q3 2024 | $326M | $286M | $218M | $28M | $769K | 0.89% | 10.91% | 2.87% | 0.74% |
| Q2 2024 | $315M | $284M | $215M | $25M | $648K | 0.85% | 10.67% | 2.79% | 0.65% |
| Q1 2024 | $314M | $278M | $202M | $25M | $683K | 0.88% | 11.00% | 2.76% | 0.60% |
| Q4 2023 | $306M | $271M | $199M | $25M | $242K | 0.89% | 12.03% | 2.98% | 0.54% |
| Q3 2023 | $294M | $260M | $196M | $20M | $676K | 1.09% | 15.08% | 3.08% | 0.36% |
| Q2 2023 | $290M | $252M | $192M | $22M | $722K | 1.18% | 15.89% | 3.20% | 0.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.