First National Bank of Central Texas
First National Bank of Central Texas quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $1.5B | $1.3B | $193M | $11M | 2.55% | 22.00% | 4.41% | 0.07% |
| Q4 2025 | $1.6B | $1.4B | $1.3B | $189M | $11M | 2.54% | 21.83% | 4.40% | 0.13% |
| Q3 2025 | $1.6B | $1.4B | $1.2B | $188M | $10M | 2.50% | 21.48% | 4.31% | 0.12% |
| Q2 2025 | $1.6B | $1.4B | $1.2B | $182M | $10M | 2.44% | 21.09% | 4.26% | 0.13% |
| Q1 2025 | $1.5B | $1.3B | $1.2B | $182M | $9M | 2.31% | 19.88% | 4.09% | 0.12% |
| Q4 2024 | $1.6B | $1.4B | $1.2B | $177M | $9M | 2.32% | 22.51% | 3.99% | 0.21% |
| Q3 2024 | $1.6B | $1.4B | $1.1B | $171M | $9M | 2.35% | 23.44% | 3.90% | 0.24% |
| Q2 2024 | $1.6B | $1.3B | $1.2B | $165M | $10M | 2.44% | 24.95% | 3.90% | 0.34% |
| Q1 2024 | $1.6B | $1.3B | $1.1B | $165M | $10M | 2.48% | 26.08% | 3.88% | 0.04% |
| Q4 2023 | $1.6B | $1.3B | $1.2B | $140M | $9M | 2.37% | 28.52% | 4.14% | 0.04% |
| Q3 2023 | $1.6B | $1.3B | $1.1B | $127M | $9M | 2.38% | 29.18% | 4.11% | 0.23% |
| Q2 2023 | $1.4B | $1.2B | $1.2B | $114M | $8M | 2.44% | 29.85% | 4.19% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.