BranchWatch

First National Bank and Trust

First National Bank and Trust quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$319M$267M$217M$44M$1M1.77%13.00%4.83%3.57%
Q4 2025$324M$272M$216M$43M$1M1.47%11.21%4.62%2.59%
Q3 2025$305M$252M$205M$42M$865K1.54%11.77%4.58%2.43%
Q2 2025$302M$251M$203M$40M$1M1.74%13.57%4.51%2.18%
Q1 2025$300M$253M$198M$39M$1M1.92%15.18%4.53%2.56%
Q4 2024$300M$239M$201M$37M$1M1.29%10.67%3.97%1.87%
Q3 2024$305M$227M$200M$38M$1M1.22%10.18%3.87%1.32%
Q2 2024$298M$239M$199M$35M$740K1.10%9.33%3.78%1.38%
Q1 2024$294M$244M$189M$34M$880K1.20%10.19%3.68%1.53%
Q4 2023$291M$240M$186M$35M$458K0.80%6.91%3.39%0.46%
Q3 2023$284M$227M$177M$32M$553K0.86%7.46%3.33%1.81%
Q2 2023$281M$226M$168M$33M$656K0.90%7.71%3.35%1.92%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.