First National Bank & Trust Co.
Headquartered in Iron Mountain, MI. Part of Fnb Bancshares, Inc. FDIC certificate #5062 · Federal Reserve RSSD 251558.
Total assets
$414M
Deposits
$356M
Q1 2026
Active branches
7
Closings since Jan 2020
1
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$858K
Return on assets
0.83%
Return on equity
9.64%
Noncurrent loan rate
3.41%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12022
Other network changes since 2020
- March 1, 2022: legal name changed from “The First National Bank & Trust Company of Iron Mountain” to “First National Bank & Trust Co.”
Branches by state
Recent closings
- 1600 SOUTH STEPHENSON AVENUE · closed August 1, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fnbimk.com.