First Farmers & Commercial Bank
First Farmers & Commercial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $224M | $200M | $165M | $22M | $425K | 0.77% | 7.79% | 3.99% | 0.07% |
| Q4 2025 | $221M | $197M | $165M | $22M | $413K | 0.83% | 8.73% | 4.06% | 0.29% |
| Q3 2025 | $225M | $202M | $162M | $21M | $534K | 0.85% | 9.09% | 4.00% | 0.27% |
| Q2 2025 | $221M | $199M | $155M | $21M | $391K | 0.80% | 8.57% | 3.93% | 1.01% |
| Q1 2025 | $216M | $194M | $154M | $21M | $486K | 0.89% | 9.59% | 3.90% | 0.53% |
| Q4 2024 | $219M | $198M | $157M | $20M | $393K | 0.78% | 8.95% | 3.81% | 0.86% |
| Q3 2024 | $217M | $196M | $157M | $20M | $504K | 0.80% | 9.31% | 3.79% | 0.70% |
| Q2 2024 | $221M | $200M | $160M | $19M | $421K | 0.74% | 8.72% | 3.68% | 0.41% |
| Q1 2024 | $224M | $204M | $158M | $18M | $385K | 0.71% | 8.43% | 3.55% | 0.38% |
| Q4 2023 | $211M | $192M | $153M | $18M | $305K | 0.63% | 7.54% | 3.44% | 0.36% |
| Q3 2023 | $214M | $195M | $147M | $18M | $431K | 0.65% | 7.78% | 3.43% | 0.52% |
| Q2 2023 | $207M | $189M | $146M | $17M | $297K | 0.56% | 6.72% | 3.46% | 0.52% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.