BranchWatch

First Exchange Bank

Headquartered in White Hall, WV. Part of Heritage Bancshares, Inc. FDIC certificate #13020 · Federal Reserve RSSD 170332.

Total assets
$385M
Deposits
$351M
Q1 2026
Active branches
7
Closings since Jan 2020
0
1 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$851K
Return on assets
0.89%
Return on equity
11.22%
Noncurrent loan rate
2.59%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2022

Other network changes since 2020

  • 1 branch relocations

Branches by state

West Virginia 7

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.firstexchangebank.com.