First Credit Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $505M | $258M | $383M | $239M | $5M | 3.65% | 7.74% | 6.51% | 3.50% |
| Q4 2025 | $501M | $259M | $379M | $235M | $8M | 5.89% | 13.13% | 6.89% | 3.56% |
| Q3 2025 | $524M | $270M | $382M | $243M | $10M | 5.65% | 12.73% | 6.99% | 3.51% |
| Q2 2025 | $526M | $282M | $415M | $235M | $7M | 4.86% | 11.13% | 6.67% | 3.27% |
| Q1 2025 | $533M | $291M | $399M | $234M | $6M | 4.62% | 10.68% | 6.42% | 3.42% |
| Q4 2024 | $534M | $300M | $399M | $228M | $6M | 6.05% | 14.83% | 7.82% | 0.49% |
| Q3 2024 | $562M | $313M | $402M | $239M | $11M | 6.59% | 16.33% | 7.92% | 2.89% |
| Q2 2024 | $563M | $322M | $438M | $231M | $8M | 5.86% | 14.76% | 7.52% | 0.44% |
| Q1 2024 | $578M | $340M | $470M | $230M | $8M | 5.77% | 14.79% | 7.10% | 0.44% |
| Q4 2023 | $578M | $350M | $464M | $221M | $8M | 5.70% | 15.16% | 7.44% | 2.19% |
| Q3 2023 | $555M | $328M | $452M | $217M | $8M | 5.74% | 15.34% | 7.33% | 2.47% |
| Q2 2023 | $560M | $339M | $452M | $213M | $9M | 5.68% | 15.39% | 7.19% | 3.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.