First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $57M | $49M | $30M | $5M | $235K | 1.66% | 17.70% | 4.01% | 1.12% |
| Q4 2025 | $56M | $48M | $30M | $5M | $83K | 1.42% | 16.87% | 3.91% | 1.90% |
| Q3 2025 | $54M | $46M | $30M | $5M | $240K | 1.69% | 20.79% | 3.93% | 1.58% |
| Q2 2025 | $57M | $49M | $31M | $5M | $257K | 1.66% | 21.43% | 3.79% | 1.43% |
| Q1 2025 | $57M | $50M | $31M | $4M | $211K | 1.50% | 19.98% | 3.74% | 1.44% |
| Q4 2024 | $55M | $48M | $30M | $4M | $161K | 1.41% | 19.85% | 3.70% | 1.42% |
| Q3 2024 | $57M | $50M | $30M | $4M | $219K | 1.50% | 21.38% | 3.67% | 1.27% |
| Q2 2024 | $56M | $49M | $30M | $4M | $171K | 1.48% | 21.87% | 3.62% | 0.73% |
| Q1 2024 | $56M | $49M | $30M | $4M | $240K | 1.73% | 25.60% | 3.63% | 1.17% |
| Q4 2023 | $55M | $47M | $31M | $4M | $110K | 1.38% | 22.77% | 3.55% | 0.63% |
| Q3 2023 | $53M | $47M | $29M | $3M | $227K | 1.57% | 27.07% | 3.56% | 0.41% |
| Q2 2023 | $54M | $47M | $28M | $3M | $159K | 1.51% | 25.70% | 3.53% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.