First Choice Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $559M | $510M | $369M | $44M | $-318K | -0.24% | -2.85% | 3.73% | 0.78% |
| Q4 2025 | $516M | $465M | $354M | $45M | $973K | 0.85% | 9.93% | 3.86% | 0.45% |
| Q3 2025 | $499M | $448M | $346M | $46M | $1M | 0.87% | 10.35% | 3.82% | 0.42% |
| Q2 2025 | $500M | $452M | $337M | $43M | $1M | 0.87% | 10.60% | 3.74% | 0.45% |
| Q1 2025 | $513M | $467M | $324M | $41M | $919K | 0.74% | 9.20% | 3.53% | 0.52% |
| Q4 2024 | $484M | $440M | $308M | $39M | $877K | 0.69% | 8.48% | 3.18% | 0.59% |
| Q3 2024 | $486M | $437M | $293M | $43M | $835K | 0.68% | 8.30% | 3.09% | 0.64% |
| Q2 2024 | $490M | $446M | $277M | $39M | $738K | 0.67% | 8.44% | 3.03% | 0.21% |
| Q1 2024 | $489M | $446M | $271M | $38M | $874K | 0.73% | 9.21% | 2.97% | 0.23% |
| Q4 2023 | $466M | $424M | $274M | $38M | $894K | 0.85% | 10.49% | 3.22% | 0.15% |
| Q3 2023 | $452M | $412M | $273M | $35M | $818K | 0.87% | 10.82% | 3.28% | 0.11% |
| Q2 2023 | $453M | $412M | $266M | $37M | $1M | 0.95% | 11.59% | 3.32% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.