First Century Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $781M | $695M | $681M | $72M | $3M | 1.68% | 18.26% | 4.32% | 0.05% |
| Q4 2025 | $761M | $682M | $663M | $70M | $2M | 1.37% | 15.73% | 4.02% | 0.04% |
| Q3 2025 | $775M | $698M | $652M | $68M | $3M | 1.43% | 16.60% | 3.91% | 0.02% |
| Q2 2025 | $757M | $685M | $638M | $65M | $3M | 1.36% | 15.90% | 3.83% | 0.03% |
| Q1 2025 | $744M | $674M | $626M | $63M | $2M | 1.25% | 14.70% | 3.74% | 0.03% |
| Q4 2024 | $711M | $643M | $608M | $61M | $2M | 1.37% | 16.10% | 3.76% | 0.02% |
| Q3 2024 | $691M | $619M | $602M | $59M | $3M | 1.42% | 16.74% | 3.74% | 0.02% |
| Q2 2024 | $693M | $610M | $597M | $57M | $2M | 1.36% | 16.11% | 3.70% | 0.00% |
| Q1 2024 | $657M | $590M | $573M | $56M | $2M | 1.36% | 15.88% | 3.72% | 0.01% |
| Q4 2023 | $624M | $558M | $541M | $54M | $1M | 1.42% | 16.22% | 3.90% | 0.01% |
| Q3 2023 | $614M | $550M | $522M | $54M | $2M | 1.66% | 18.89% | 3.93% | 0.07% |
| Q2 2023 | $602M | $539M | $500M | $53M | $2M | 1.81% | 20.50% | 3.99% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.