First Century Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $862M | $699M | $166M | $133M | $5M | 2.07% | 14.55% | 5.43% | 0.00% |
| Q4 2025 | $984M | $846M | $262M | $130M | $2M | 1.53% | 11.10% | 3.77% | 0.00% |
| Q3 2025 | $740M | $608M | $115M | $128M | $2M | 1.78% | 12.72% | 4.20% | 0.00% |
| Q2 2025 | $696M | $598M | $94M | $94M | $2M | 2.05% | 15.96% | 4.83% | 0.00% |
| Q1 2025 | $706M | $590M | $58M | $91M | $5M | 3.14% | 25.03% | 6.70% | 0.04% |
| Q4 2024 | $684M | $595M | $56M | $84M | $1M | 1.97% | 12.91% | 6.59% | 0.06% |
| Q3 2024 | $416M | $324M | $47M | $84M | $1M | 2.44% | 14.92% | 8.11% | 0.03% |
| Q2 2024 | $434M | $348M | $34M | $79M | $2M | 3.04% | 19.82% | 9.48% | 0.05% |
| Q1 2024 | $499M | $397M | $44M | $81M | $6M | 3.98% | 28.15% | 12.79% | 0.46% |
| Q4 2023 | $608M | $529M | $34M | $75M | $1M | 1.86% | 14.55% | 5.27% | 1.29% |
| Q3 2023 | $422M | $333M | $24M | $71M | $1M | 2.26% | 17.48% | 6.06% | 1.65% |
| Q2 2023 | $496M | $418M | $23M | $71M | $2M | 2.78% | 23.22% | 6.85% | 0.90% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.