First Central State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $784M | $608M | $484M | $97M | $3M | 1.41% | 11.44% | 3.50% | 0.29% |
| Q4 2025 | $775M | $604M | $488M | $96M | $3M | 1.23% | 10.44% | 3.25% | 0.64% |
| Q3 2025 | $762M | $579M | $483M | $93M | $2M | 1.20% | 10.28% | 3.19% | 0.57% |
| Q2 2025 | $736M | $571M | $461M | $88M | $2M | 1.15% | 10.04% | 3.11% | 0.64% |
| Q1 2025 | $748M | $580M | $455M | $85M | $2M | 1.10% | 9.79% | 3.00% | 0.24% |
| Q4 2024 | $726M | $573M | $443M | $81M | $2M | 1.05% | 9.40% | 2.88% | 0.26% |
| Q3 2024 | $712M | $551M | $431M | $84M | $2M | 1.03% | 9.22% | 2.86% | 0.17% |
| Q2 2024 | $707M | $555M | $422M | $77M | $2M | 1.00% | 9.14% | 2.83% | 0.18% |
| Q1 2024 | $695M | $543M | $418M | $77M | $2M | 0.98% | 8.86% | 2.80% | 0.29% |
| Q4 2023 | $689M | $536M | $416M | $76M | $2M | 1.07% | 10.55% | 2.89% | 0.07% |
| Q3 2023 | $676M | $533M | $405M | $67M | $2M | 1.10% | 11.03% | 2.94% | 0.08% |
| Q2 2023 | $680M | $535M | $400M | $69M | $2M | 1.12% | 11.21% | 2.97% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.