First Central Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $960M | $827M | $854M | $97M | $2M | 1.03% | 10.32% | 3.56% | 1.25% |
| Q4 2025 | $970M | $837M | $840M | $95M | $3M | 0.90% | 9.58% | 3.33% | 1.73% |
| Q3 2025 | $993M | $861M | $864M | $95M | $3M | 0.84% | 9.05% | 3.30% | 0.96% |
| Q2 2025 | $987M | $859M | $866M | $91M | $2M | 0.69% | 7.51% | 3.25% | 1.00% |
| Q1 2025 | $984M | $857M | $875M | $90M | $2M | 0.73% | 8.07% | 3.13% | 1.80% |
| Q4 2024 | $965M | $834M | $844M | $87M | $2M | 0.55% | 6.18% | 2.90% | 1.37% |
| Q3 2024 | $988M | $858M | $874M | $88M | $919K | 0.45% | 5.14% | 2.87% | 0.55% |
| Q2 2024 | $986M | $874M | $850M | $86M | $1M | 0.49% | 5.62% | 2.87% | 0.75% |
| Q1 2024 | $962M | $851M | $828M | $85M | $1M | 0.51% | 5.83% | 2.84% | 1.42% |
| Q4 2023 | $964M | $821M | $827M | $84M | $1M | 0.75% | 8.85% | 3.32% | 0.52% |
| Q3 2023 | $954M | $838M | $814M | $82M | $2M | 0.83% | 9.83% | 3.44% | 0.51% |
| Q2 2023 | $972M | $842M | $826M | $81M | $2M | 0.79% | 9.48% | 3.53% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.