First Central Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $138M | $116M | $99M | $16M | $449K | 1.27% | 11.36% | 4.29% | 3.76% |
| Q4 2025 | $144M | $119M | $102M | $16M | $672K | 0.96% | 8.88% | 4.44% | 4.98% |
| Q3 2025 | $142M | $118M | $108M | $15M | $676K | 0.65% | 6.00% | 4.39% | 7.10% |
| Q2 2025 | $142M | $121M | $106M | $15M | $228K | 0.00% | 0.00% | 4.13% | 6.87% |
| Q1 2025 | $140M | $119M | $104M | $15M | $-228K | -0.67% | -6.10% | 4.10% | 6.50% |
| Q4 2024 | $133M | $114M | $105M | $15M | $633K | 1.92% | 17.26% | 4.83% | 5.01% |
| Q3 2024 | $130M | $109M | $103M | $15M | $523K | 1.93% | 17.42% | 4.92% | 5.17% |
| Q2 2024 | $132M | $113M | $100M | $15M | $548K | 2.09% | 19.13% | 5.12% | 6.45% |
| Q1 2024 | $133M | $114M | $100M | $14M | $823K | 2.52% | 23.31% | 5.76% | 3.54% |
| Q4 2023 | $129M | $110M | $102M | $14M | $479K | 1.58% | 15.34% | 4.71% | 4.13% |
| Q3 2023 | $129M | $110M | $104M | $14M | $580K | 1.61% | 15.82% | 4.66% | 3.39% |
| Q2 2023 | $130M | $112M | $96M | $13M | $460K | 1.51% | 15.11% | 4.57% | 3.69% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.