First Carolina Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.4B | $3.0B | $2.7B | $413M | $7M | 0.83% | 6.84% | 3.40% | 0.83% |
| Q4 2025 | $3.3B | $2.8B | $2.6B | $405M | $6M | 0.51% | 4.20% | 3.35% | 0.81% |
| Q3 2025 | $3.5B | $3.1B | $2.7B | $397M | $-869K | 0.44% | 3.61% | 3.30% | 0.83% |
| Q2 2025 | $3.4B | $2.9B | $2.7B | $406M | $6M | 0.72% | 5.84% | 3.29% | 0.90% |
| Q1 2025 | $3.2B | $2.7B | $2.6B | $398M | $6M | 0.74% | 5.88% | 3.37% | 0.66% |
| Q4 2024 | $3.0B | $2.5B | $2.6B | $391M | $7M | 0.83% | 7.05% | 3.38% | 0.67% |
| Q3 2024 | $3.1B | $2.6B | $2.6B | $346M | $6M | 0.81% | 7.08% | 3.36% | 0.66% |
| Q2 2024 | $3.0B | $2.5B | $2.5B | $339M | $5M | 0.82% | 7.09% | 3.40% | 0.68% |
| Q1 2024 | $2.9B | $2.5B | $2.4B | $332M | $7M | 0.93% | 7.98% | 3.63% | 0.00% |
| Q4 2023 | $2.7B | $2.4B | $2.2B | $325M | $5M | 0.95% | 7.35% | 2.98% | 0.00% |
| Q3 2023 | $2.6B | $2.1B | $2.1B | $318M | $6M | 1.02% | 7.73% | 2.94% | 0.00% |
| Q2 2023 | $2.5B | $2.0B | $2.0B | $312M | $6M | 1.05% | 7.79% | 2.94% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.