First Cahawba Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $199M | $181M | $141M | $18M | $595K | 1.20% | 13.51% | 4.94% | 0.00% |
| Q4 2025 | $199M | $181M | $138M | $17M | $554K | 1.21% | 15.24% | 4.86% | 0.00% |
| Q3 2025 | $206M | $189M | $135M | $17M | $686K | 1.24% | 16.07% | 4.81% | 0.07% |
| Q2 2025 | $201M | $185M | $126M | $16M | $603K | 1.19% | 15.74% | 4.73% | 0.00% |
| Q1 2025 | $201M | $186M | $127M | $15M | $569K | 1.17% | 15.75% | 4.64% | 0.11% |
| Q4 2024 | $188M | $173M | $128M | $14M | $373K | 0.96% | 13.00% | 4.67% | 0.04% |
| Q3 2024 | $188M | $172M | $125M | $15M | $481K | 1.01% | 13.75% | 4.57% | 0.04% |
| Q2 2024 | $178M | $164M | $116M | $13M | $435K | 1.00% | 13.99% | 4.49% | 0.08% |
| Q1 2024 | $180M | $167M | $119M | $13M | $473K | 1.03% | 14.84% | 4.44% | 0.03% |
| Q4 2023 | $185M | $173M | $118M | $13M | $508K | 0.91% | 15.30% | 4.19% | 0.03% |
| Q3 2023 | $194M | $182M | $112M | $11M | $508K | 0.86% | 14.83% | 4.07% | 0.00% |
| Q2 2023 | $192M | $181M | $110M | $11M | $341K | 0.75% | 12.85% | 3.95% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.