First Bank, Upper Michigan quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $632M | $532M | $441M | $83M | $3M | 1.95% | 14.93% | 4.32% | 0.52% |
| Q4 2025 | $633M | $524M | $441M | $82M | $3M | 1.89% | 15.56% | 4.18% | 0.55% |
| Q3 2025 | $643M | $538M | $438M | $78M | $3M | 1.81% | 15.20% | 4.12% | 0.63% |
| Q2 2025 | $619M | $518M | $433M | $75M | $3M | 1.73% | 14.62% | 4.08% | 0.56% |
| Q1 2025 | $614M | $515M | $423M | $74M | $3M | 1.67% | 14.24% | 4.02% | 0.68% |
| Q4 2024 | $618M | $516M | $420M | $71M | $3M | 1.53% | 13.86% | 3.70% | 0.59% |
| Q3 2024 | $620M | $518M | $426M | $71M | $3M | 1.44% | 13.13% | 3.63% | 0.59% |
| Q2 2024 | $604M | $502M | $422M | $65M | $2M | 1.27% | 11.79% | 3.49% | 0.76% |
| Q1 2024 | $603M | $501M | $413M | $65M | $2M | 1.15% | 10.63% | 3.42% | 0.81% |
| Q4 2023 | $598M | $500M | $412M | $65M | $2M | 1.32% | 12.93% | 3.48% | 0.70% |
| Q3 2023 | $587M | $500M | $405M | $57M | $2M | 1.30% | 12.93% | 3.46% | 1.03% |
| Q2 2023 | $580M | $491M | $393M | $58M | $2M | 1.21% | 11.85% | 3.42% | 0.69% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.