First Bank of Utica quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $78M | $63M | $55M | $11M | $98K | 0.50% | 3.55% | 4.22% | 0.87% |
| Q4 2025 | $80M | $65M | $60M | $11M | $248K | 0.96% | 6.78% | 4.65% | 0.45% |
| Q3 2025 | $75M | $60M | $62M | $11M | $180K | 0.86% | 6.02% | 4.66% | 1.00% |
| Q2 2025 | $77M | $63M | $59M | $11M | $172K | 0.81% | 5.69% | 4.52% | 1.13% |
| Q1 2025 | $77M | $62M | $56M | $11M | $131K | 0.71% | 4.94% | 4.39% | 0.64% |
| Q4 2024 | $70M | $55M | $55M | $11M | $190K | 1.13% | 8.19% | 4.63% | 0.71% |
| Q3 2024 | $76M | $61M | $59M | $11M | $215K | 1.15% | 8.54% | 4.61% | 0.70% |
| Q2 2024 | $76M | $61M | $53M | $10M | $231K | 1.16% | 8.68% | 4.58% | 0.80% |
| Q1 2024 | $77M | $62M | $51M | $10M | $210K | 1.10% | 8.32% | 4.51% | 1.28% |
| Q4 2023 | $75M | $58M | $55M | $10M | $213K | 1.34% | 11.02% | 4.66% | 0.58% |
| Q3 2023 | $78M | $59M | $57M | $10M | $284K | 1.42% | 11.90% | 4.66% | 0.59% |
| Q2 2023 | $78M | $64M | $50M | $10M | $276K | 1.40% | 12.04% | 4.60% | 0.69% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.