First Bank of Central Ohio quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $246M | $217M | $197M | $26M | $-123K | -0.20% | -1.86% | 3.00% | 0.79% |
| Q4 2025 | $253M | $224M | $193M | $26M | $-393K | -0.35% | -2.89% | 3.33% | 0.25% |
| Q3 2025 | $230M | $201M | $187M | $27M | $27K | -0.23% | -1.87% | 3.35% | 0.16% |
| Q2 2025 | $212M | $183M | $171M | $26M | $-209K | -0.39% | -3.02% | 3.15% | 0.00% |
| Q1 2025 | $207M | $179M | $162M | $26M | $-187K | -0.37% | -2.86% | 3.03% | 0.14% |
| Q4 2024 | $196M | $167M | $154M | $26M | $-32K | 0.35% | 2.29% | 3.31% | 0.00% |
| Q3 2024 | $177M | $148M | $143M | $26M | $309K | 0.52% | 3.25% | 3.32% | 0.00% |
| Q2 2024 | $160M | $132M | $130M | $25M | $178K | 0.40% | 2.44% | 3.15% | 0.00% |
| Q1 2024 | $146M | $119M | $120M | $25M | $126K | 0.34% | 2.04% | 2.96% | 0.00% |
| Q4 2023 | $150M | $123M | $113M | $25M | $-223K | -1.38% | -6.99% | 2.82% | 0.00% |
| Q3 2023 | $126M | $99M | $95M | $24M | $-584K | -1.69% | -8.10% | 2.76% | 0.00% |
| Q2 2023 | $116M | $89M | $85M | $25M | $-530K | -1.59% | -7.42% | 2.77% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.