FinWise Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $890M | $708M | $673M | $161M | $4M | 1.54% | 8.98% | 13.26% | 7.00% |
| Q4 2025 | $967M | $780M | $698M | $158M | $4M | 2.07% | 11.79% | 9.21% | 5.87% |
| Q3 2025 | $899M | $719M | $690M | $153M | $5M | 2.16% | 12.06% | 8.39% | 5.92% |
| Q2 2025 | $833M | $664M | $654M | $148M | $4M | 2.02% | 11.04% | 7.90% | 5.86% |
| Q1 2025 | $796M | $632M | $591M | $144M | $3M | 1.82% | 9.81% | 8.01% | 4.88% |
| Q4 2024 | $733M | $571M | $539M | $140M | $4M | 2.81% | 13.68% | 9.93% | 6.49% |
| Q3 2024 | $672M | $519M | $502M | $136M | $5M | 3.03% | 14.46% | 10.13% | 5.82% |
| Q2 2024 | $607M | $460M | $465M | $131M | $5M | 3.04% | 14.36% | 10.35% | 5.64% |
| Q1 2024 | $602M | $459M | $432M | $127M | $5M | 3.07% | 14.62% | 10.22% | 5.79% |
| Q4 2023 | $582M | $440M | $406M | $122M | $5M | 4.48% | 19.80% | 12.02% | 6.43% |
| Q3 2023 | $550M | $417M | $370M | $117M | $6M | 4.84% | 20.91% | 12.38% | 2.81% |
| Q2 2023 | $488M | $365M | $320M | $111M | $6M | 4.92% | 20.58% | 12.69% | 0.62% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.