Farmers State Bank of Emden quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $38M | $27M | $13M | $11M | $136K | 1.44% | 4.90% | 3.69% | 0.02% |
| Q4 2025 | $37M | $26M | $13M | $11M | $111K | 1.32% | 4.59% | 3.48% | 0.02% |
| Q3 2025 | $37M | $26M | $12M | $11M | $129K | 1.37% | 4.78% | 3.47% | 0.00% |
| Q2 2025 | $38M | $27M | $12M | $11M | $111K | 1.36% | 4.81% | 3.48% | 0.00% |
| Q1 2025 | $39M | $28M | $13M | $11M | $148K | 1.56% | 5.53% | 3.54% | 0.03% |
| Q4 2024 | $37M | $26M | $13M | $11M | $54K | 0.94% | 3.33% | 3.22% | 0.00% |
| Q3 2024 | $37M | $26M | $11M | $11M | $105K | 1.05% | 3.76% | 3.21% | 0.00% |
| Q2 2024 | $38M | $27M | $12M | $11M | $75K | 1.01% | 3.66% | 3.18% | 0.00% |
| Q1 2024 | $37M | $27M | $13M | $10M | $117K | 1.23% | 4.48% | 3.29% | 0.00% |
| Q4 2023 | $39M | $28M | $13M | $10M | $123K | 1.19% | 4.78% | 3.09% | 0.00% |
| Q3 2023 | $41M | $30M | $11M | $10M | $117K | 1.18% | 4.78% | 3.06% | 0.00% |
| Q2 2023 | $42M | $31M | $10M | $10M | $103K | 1.19% | 4.90% | 3.03% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.