Farmers & Merchants State Bank of New York Mills, Incorporated
Farmers & Merchants State Bank of New York Mills, Incorporated quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $82M | $75M | $35M | $7M | $144K | 0.72% | 8.35% | 3.23% | 1.40% |
| Q4 2025 | $79M | $71M | $33M | $7M | $156K | 0.41% | 5.49% | 3.04% | 0.35% |
| Q3 2025 | $78M | $69M | $34M | $6M | $148K | 0.29% | 3.98% | 3.02% | 0.34% |
| Q2 2025 | $79M | $72M | $34M | $6M | $30K | 0.05% | 0.68% | 2.97% | 0.02% |
| Q1 2025 | $78M | $72M | $33M | $5M | $-12K | -0.06% | -0.94% | 2.86% | 0.00% |
| Q4 2024 | $75M | $67M | $34M | $5M | $-384K | 0.19% | 2.77% | 2.67% | 2.05% |
| Q3 2024 | $78M | $68M | $34M | $6M | $216K | 0.90% | 13.05% | 2.65% | 2.05% |
| Q2 2024 | $77M | $70M | $35M | $5M | $35K | 0.80% | 12.38% | 2.55% | 2.69% |
| Q1 2024 | $80M | $72M | $36M | $5M | $281K | 1.40% | 21.60% | 2.52% | 1.36% |
| Q4 2023 | $81M | $72M | $36M | $5M | $25K | 0.63% | 11.54% | 2.72% | 0.00% |
| Q3 2023 | $79M | $71M | $36M | $3M | $195K | 0.80% | 15.60% | 2.75% | 1.33% |
| Q2 2023 | $78M | $69M | $34M | $4M | $108K | 0.70% | 12.62% | 2.73% | 1.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.