Farmers and Merchants State Bank of Alpha
Farmers and Merchants State Bank of Alpha quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $48M | $42M | $31M | $5M | $64K | 0.53% | 4.92% | 3.70% | 2.15% |
| Q4 2025 | $48M | $42M | $31M | $5M | $30K | 0.45% | 3.94% | 3.66% | 0.15% |
| Q3 2025 | $44M | $38M | $28M | $5M | $58K | 0.51% | 4.49% | 3.65% | 0.16% |
| Q2 2025 | $46M | $40M | $29M | $5M | $36K | 0.51% | 4.48% | 3.61% | 0.25% |
| Q1 2025 | $45M | $39M | $28M | $5M | $77K | 0.70% | 6.15% | 3.64% | 0.19% |
| Q4 2024 | $43M | $38M | $29M | $5M | $-112K | 0.19% | 1.71% | 3.33% | 1.03% |
| Q3 2024 | $45M | $40M | $29M | $5M | $64K | 0.58% | 5.29% | 3.25% | 6.50% |
| Q2 2024 | $47M | $38M | $28M | $5M | $54K | 0.59% | 5.40% | 3.33% | 1.60% |
| Q1 2024 | $44M | $39M | $28M | $5M | $79K | 0.71% | 6.42% | 3.41% | 0.89% |
| Q4 2023 | $45M | $40M | $27M | $5M | $61K | 0.62% | 5.52% | 3.29% | 0.86% |
| Q3 2023 | $39M | $34M | $27M | $5M | $74K | 0.65% | 5.71% | 3.31% | 2.63% |
| Q2 2023 | $41M | $36M | $26M | $5M | $58K | 0.61% | 5.49% | 3.23% | 2.68% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.