Farmers and Merchants Savings Bank
Farmers and Merchants Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $124M | $104M | $79M | $17M | $286K | 0.93% | 6.73% | 3.39% | 0.00% |
| Q4 2025 | $123M | $102M | $78M | $17M | $298K | 0.93% | 6.88% | 3.36% | 0.00% |
| Q3 2025 | $121M | $100M | $75M | $17M | $287K | 0.91% | 6.83% | 3.36% | 0.00% |
| Q2 2025 | $121M | $101M | $78M | $16M | $297K | 0.90% | 6.80% | 3.32% | 0.00% |
| Q1 2025 | $124M | $103M | $79M | $16M | $254K | 0.82% | 6.32% | 3.24% | 0.00% |
| Q4 2024 | $124M | $105M | $81M | $16M | $300K | 0.83% | 6.45% | 3.08% | 0.00% |
| Q3 2024 | $120M | $100M | $80M | $16M | $233K | 0.78% | 6.09% | 3.07% | 0.00% |
| Q2 2024 | $124M | $103M | $80M | $16M | $256K | 0.78% | 6.21% | 3.06% | 0.06% |
| Q1 2024 | $124M | $104M | $81M | $15M | $225K | 0.74% | 5.85% | 3.01% | 0.05% |
| Q4 2023 | $121M | $100M | $80M | $16M | $303K | 0.76% | 6.16% | 3.18% | 0.05% |
| Q3 2023 | $88M | $70M | $66M | $12M | $200K | 0.95% | 6.77% | 3.36% | 0.00% |
| Q2 2023 | $87M | $73M | $64M | $12M | $222K | 0.97% | 6.87% | 3.34% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.