Farmers & Merchants Savings Bank
Farmers & Merchants Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $595M | $515M | $429M | $77M | $2M | 1.10% | 8.52% | 4.46% | 1.64% |
| Q4 2025 | $594M | $514M | $428M | $76M | $2M | 0.71% | 5.75% | 4.20% | 0.36% |
| Q3 2025 | $622M | $544M | $407M | $74M | $-1199K | 0.59% | 4.82% | 4.10% | 0.79% |
| Q2 2025 | $594M | $514M | $396M | $76M | $2M | 1.30% | 10.43% | 3.87% | 2.17% |
| Q1 2025 | $600M | $511M | $413M | $75M | $2M | 1.30% | 10.60% | 3.82% | 1.62% |
| Q4 2024 | $604M | $514M | $417M | $72M | $2M | 1.06% | 9.09% | 3.60% | 1.82% |
| Q3 2024 | $638M | $550M | $404M | $73M | $2M | 0.94% | 8.15% | 3.53% | 2.09% |
| Q2 2024 | $584M | $501M | $409M | $69M | $460K | 0.81% | 7.00% | 3.59% | 2.14% |
| Q1 2024 | $612M | $539M | $408M | $69M | $2M | 1.30% | 11.36% | 3.53% | 2.25% |
| Q4 2023 | $597M | $524M | $419M | $69M | $616K | 1.51% | 12.40% | 3.56% | 1.28% |
| Q3 2023 | $587M | $508M | $405M | $75M | $2M | 1.89% | 15.23% | 3.55% | 1.42% |
| Q2 2023 | $578M | $500M | $419M | $74M | $4M | 2.03% | 16.56% | 3.53% | 1.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.