Farmers & Merchants Bank of North Dakota
Farmers & Merchants Bank of North Dakota quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $124M | $111M | $44M | $12M | $190K | 0.63% | 6.13% | 3.14% | 0.60% |
| Q4 2025 | $119M | $106M | $54M | $13M | $268K | 0.89% | 9.06% | 3.47% | 0.50% |
| Q3 2025 | $114M | $102M | $56M | $12M | $264K | 0.89% | 9.21% | 3.47% | 0.47% |
| Q2 2025 | $117M | $105M | $52M | $12M | $318K | 0.87% | 9.32% | 3.46% | 0.54% |
| Q1 2025 | $118M | $107M | $51M | $11M | $186K | 0.65% | 7.13% | 3.21% | 1.97% |
| Q4 2024 | $111M | $101M | $54M | $10M | $191K | 0.73% | 8.19% | 3.25% | 2.23% |
| Q3 2024 | $109M | $98M | $57M | $11M | $159K | 0.74% | 8.42% | 3.22% | 2.86% |
| Q2 2024 | $111M | $101M | $57M | $10M | $295K | 0.82% | 9.79% | 3.35% | 2.34% |
| Q1 2024 | $113M | $103M | $53M | $9M | $177K | 0.61% | 7.39% | 3.11% | 0.57% |
| Q4 2023 | $120M | $108M | $60M | $10M | $87K | 0.64% | 9.01% | 3.14% | 0.28% |
| Q3 2023 | $121M | $112M | $64M | $8M | $203K | 0.76% | 11.03% | 3.21% | 0.50% |
| Q2 2023 | $121M | $110M | $61M | $9M | $229K | 0.81% | 11.44% | 3.30% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.