Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $355M | $305M | $284M | $39M | $2M | 1.73% | 16.08% | 4.38% | 1.04% |
| Q4 2025 | $355M | $303M | $283M | $38M | $1M | 1.63% | 16.44% | 4.44% | 1.05% |
| Q3 2025 | $348M | $298M | $277M | $36M | $1M | 1.74% | 17.87% | 4.45% | 0.16% |
| Q2 2025 | $341M | $294M | $273M | $33M | $2M | 1.75% | 18.32% | 4.45% | 0.00% |
| Q1 2025 | $332M | $285M | $265M | $32M | $1M | 1.64% | 17.41% | 4.33% | 0.00% |
| Q4 2024 | $323M | $278M | $259M | $30M | $1M | 1.42% | 16.01% | 4.16% | 0.02% |
| Q3 2024 | $321M | $280M | $248M | $30M | $1M | 1.48% | 16.84% | 4.10% | 0.02% |
| Q2 2024 | $335M | $281M | $241M | $27M | $1M | 1.38% | 16.12% | 3.99% | 0.02% |
| Q1 2024 | $300M | $250M | $230M | $26M | $941K | 1.27% | 14.53% | 3.96% | 0.02% |
| Q4 2023 | $292M | $248M | $220M | $26M | $752K | 1.40% | 17.24% | 4.19% | 0.10% |
| Q3 2023 | $283M | $243M | $210M | $23M | $1M | 1.52% | 19.16% | 4.22% | 0.03% |
| Q2 2023 | $278M | $237M | $202M | $23M | $1M | 1.54% | 19.34% | 4.21% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.