Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $299M | $268M | $120M | $29M | $284K | 0.37% | 4.03% | 2.68% | 0.84% |
| Q4 2025 | $312M | $282M | $118M | $28M | $491K | 0.63% | 8.10% | 2.67% | 1.06% |
| Q3 2025 | $305M | $276M | $118M | $27M | $548K | 0.64% | 8.42% | 2.66% | 1.57% |
| Q2 2025 | $316M | $290M | $122M | $25M | $745K | 0.60% | 8.40% | 2.59% | 0.17% |
| Q1 2025 | $331M | $306M | $138M | $23M | $239K | 0.29% | 4.19% | 2.36% | 0.32% |
| Q4 2024 | $335M | $310M | $140M | $22M | $591K | 0.63% | 8.83% | 2.58% | 0.28% |
| Q3 2024 | $311M | $285M | $136M | $24M | $604K | 0.59% | 8.13% | 2.60% | 0.33% |
| Q2 2024 | $271M | $240M | $125M | $20M | $318K | 0.47% | 6.69% | 2.54% | 0.37% |
| Q1 2024 | $264M | $234M | $114M | $19M | $325K | 0.48% | 6.90% | 2.53% | 0.54% |
| Q4 2023 | $277M | $246M | $113M | $19M | $432K | 0.58% | 8.93% | 2.36% | 0.58% |
| Q3 2023 | $263M | $236M | $112M | $16M | $550K | 0.57% | 8.80% | 2.33% | 0.62% |
| Q2 2023 | $262M | $234M | $103M | $17M | $220K | 0.42% | 6.41% | 2.44% | 0.68% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.