Farmers & Merchants Bank
Headquartered in Timberville, VA. Part of F & M Bank Corp. FDIC certificate #8668 · Federal Reserve RSSD 713926.
Total assets
$1.4B
Deposits
$1.3B
Q2 2026
Active branches
16
Closings since Jan 2020
3
4 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$5M
Return on assets
1.24%
Return on equity
15.54%
Noncurrent loan rate
0.43%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
32020
Openings by year
22021
12023
12026
Other network changes since 2020
- 1 branches acquired through purchases or mergers
Branches by state
Recent closings
- 125 W. CRAIG STREET · closed July 31, 2020
- Farmers & Merchants Bank — Grottoes, VAbank exits city200 AUGUSTA AVENUE · closed July 31, 2020
- Farmers & Merchants Bank — Luray, VAbank exits city700 EAST MAIN STREET · closed July 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.FMBankVA.com.