Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $22M | $20M | $11M | $2M | $93K | 1.65% | 15.93% | 5.60% | 3.65% |
| Q4 2025 | $23M | $20M | $11M | $2M | $120K | 1.26% | 13.78% | 6.17% | 3.68% |
| Q3 2025 | $24M | $22M | $11M | $2M | $109K | 0.99% | 11.10% | 6.21% | 4.12% |
| Q2 2025 | $22M | $20M | $13M | $2M | $-63K | 0.55% | 6.24% | 6.33% | 4.29% |
| Q1 2025 | $24M | $22M | $12M | $2M | $126K | 2.18% | 25.42% | 6.64% | 0.58% |
| Q4 2024 | $23M | $21M | $13M | $2M | $149K | 1.56% | 19.18% | 7.46% | 0.50% |
| Q3 2024 | $24M | $22M | $14M | $2M | $-98K | 1.22% | 15.19% | 7.53% | 0.00% |
| Q2 2024 | $24M | $22M | $14M | $2M | $118K | 2.66% | 32.39% | 7.53% | 0.00% |
| Q1 2024 | $24M | $22M | $15M | $2M | $197K | 3.32% | 40.42% | 7.52% | 0.00% |
| Q4 2023 | $23M | $21M | $15M | $2M | $173K | 3.35% | 42.93% | 6.80% | 0.25% |
| Q3 2023 | $23M | $21M | $14M | $2M | $196K | 3.47% | 45.30% | 6.55% | 0.26% |
| Q2 2023 | $24M | $22M | $14M | $2M | $219K | 3.54% | 47.38% | 6.32% | 0.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.