Farmers and Merchants Bank
Headquartered in Piedmont, AL. Part of F&M Financial Corp. FDIC certificate #1735 · Federal Reserve RSSD 434539.
Total assets
$309M
Deposits
$269M
Q2 2026
Active branches
5
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$663K
Return on assets
0.85%
Return on equity
8.23%
Noncurrent loan rate
0.78%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Openings by year
12023
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.FandM.bank.