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Farmers and Merchants Bank

Farmers and Merchants Bank quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$1.0B$878M$229M$84M$2M0.87%10.53%2.25%0.00%
Q4 2025$988M$827M$245M$84M$2M0.89%11.59%2.40%0.00%
Q3 2025$956M$796M$232M$78M$2M0.95%12.75%2.38%0.03%
Q2 2025$973M$827M$235M$68M$2M0.99%13.73%2.43%0.00%
Q1 2025$969M$819M$236M$70M$2M1.00%13.74%2.46%0.00%
Q4 2024$967M$812M$256M$71M$2M0.77%9.89%2.47%0.00%
Q3 2024$918M$770M$253M$76M$1M0.74%9.28%2.45%0.08%
Q2 2024$911M$764M$253M$70M$2M0.80%10.29%2.57%0.11%
Q1 2024$892M$747M$240M$69M$2M0.86%10.83%2.62%0.07%
Q4 2023$861M$723M$249M$70M$2M1.03%14.70%2.69%0.08%
Q3 2023$840M$708M$245M$53M$2M1.02%15.25%2.64%0.08%
Q2 2023$878M$730M$238M$64M$2M1.04%15.21%2.58%0.09%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.