Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $212M | $161M | $176M | $24M | $878K | 1.68% | 14.74% | 3.35% | 0.57% |
| Q4 2025 | $205M | $155M | $179M | $23M | $888K | 1.64% | 13.88% | 3.47% | 0.64% |
| Q3 2025 | $196M | $146M | $168M | $23M | $885K | 1.59% | 13.38% | 3.43% | 0.68% |
| Q2 2025 | $188M | $140M | $150M | $22M | $670K | 1.46% | 12.15% | 3.34% | 1.14% |
| Q1 2025 | $178M | $134M | $146M | $22M | $661K | 1.47% | 12.02% | 3.32% | 0.53% |
| Q4 2024 | $182M | $139M | $148M | $22M | $730K | 1.87% | 15.24% | 3.88% | 0.56% |
| Q3 2024 | $181M | $139M | $144M | $21M | $795K | 1.95% | 15.81% | 3.94% | 0.37% |
| Q2 2024 | $165M | $123M | $133M | $20M | $779K | 2.03% | 16.10% | 4.02% | 0.40% |
| Q1 2024 | $162M | $118M | $129M | $21M | $871K | 2.16% | 16.88% | 4.11% | 0.11% |
| Q4 2023 | $160M | $116M | $130M | $20M | $1M | 2.29% | 17.73% | 4.19% | 0.00% |
| Q3 2023 | $150M | $106M | $126M | $20M | $861K | 2.18% | 16.86% | 4.16% | 0.00% |
| Q2 2023 | $152M | $110M | $115M | $19M | $835K | 2.12% | 16.62% | 4.04% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.