Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $306M | $277M | $125M | $21M | $814K | 1.07% | 15.72% | 3.14% | 1.09% |
| Q4 2025 | $305M | $276M | $121M | $21M | $786K | 1.03% | 16.85% | 3.14% | 1.06% |
| Q3 2025 | $297M | $269M | $123M | $20M | $769K | 1.02% | 17.31% | 3.12% | 0.85% |
| Q2 2025 | $290M | $264M | $121M | $17M | $797K | 1.01% | 18.05% | 3.08% | 0.94% |
| Q1 2025 | $284M | $259M | $115M | $16M | $652K | 0.92% | 16.92% | 2.98% | 0.84% |
| Q4 2024 | $286M | $263M | $116M | $14M | $646K | 0.85% | 15.35% | 2.96% | 0.86% |
| Q3 2024 | $276M | $249M | $116M | $19M | $579K | 0.82% | 14.59% | 2.94% | 0.90% |
| Q2 2024 | $272M | $249M | $110M | $15M | $656K | 0.81% | 15.56% | 2.92% | 1.00% |
| Q1 2024 | $273M | $251M | $105M | $14M | $457K | 0.67% | 13.00% | 2.85% | 1.09% |
| Q4 2023 | $275M | $253M | $98M | $14M | $577K | 0.99% | 22.66% | 3.13% | 1.07% |
| Q3 2023 | $264M | $248M | $95M | $8M | $577K | 1.04% | 25.04% | 3.24% | 1.84% |
| Q2 2023 | $259M | $239M | $94M | $13M | $749K | 1.12% | 25.04% | 3.34% | 1.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.